A woman who tried to be an Instagram star found herself in $10,000 worth of debt after ‘living a lie’.
Miami resident Lissette Calveiro, moved to New York and decided to start documenting her Sex and the City life filled with new clothes, brunches, bars, and expensive holidays.
After she was living what looked liked the ‘perfect’ life on Instagram, Lissette found herself in $10,000 of debt.
Speaking to UNILAD about her Instagram journey, Lissette said:
I intended to start my own blog to document ‘life in NYC.’ In 2013, I was an intern at a public relations firm. The idea of ‘influencers’ didn’t exist, but I wanted to see how far I could take my blog.
I got a lot of nice engagement from people online, and really enjoyed connecting with strangers over similar interests and values so I continued to live a very public, social-forward lifestyle.
Trying to emulate social media personalities at the budget of a young professional fresh out of college, it’s entirely unrealistic.She added:
I was swiping credit cards at every turn thinking ‘I’m sure I’ll pay this off later.’ While true, it’s a very dangerous slope and can cause many people to get into a sticky financial situation. Also – because I was always more focused on my career OFFLINE (profile).
I didn’t have the time to build an influencer business like many others have to make money from it or do experiences for free. It simply wasn’t my priority to grow my audience and just kept “posting photos” for whoever did want to listen.
Lissette also explained that she started ‘upping’ her lifestyle experiences in order to document them on her blog and Instagram in 2013, but by 2016, she decided to stop ‘doing things for Instagram.
She says she continued to get into more and more debt, treating herself to a $200 spending spree every month and wouldn’t be seen in the same outfit twice.
She was living above her means and the debt loomed over her until she decided to take control.
We estimated around $10,000 — though this was ‘$1-3K USD’ spread around various cards, never one $10,000 bill (that would be even scarier!) Thankfully am not.
The first step was growing my career to where I was making much more money in order to pay back debt, living UNDER my means. For example: moved to NY to live far from work, with a room mate, to have really cheap rent, cooking at home, and starting a savings at the same time.
I also had a small following on Instagram at this point, but was already working with brands on sponsored content.
I used any money made from Instagram to pay off debt. I also lucked out on jumping on the Crypto currency craze for a short period of time and used money to clear out debt.The 26-year-old admits she continued to get into more and more debt, treating herself to a $200 (£145) spending spree every month and wouldn’t be seen in the same outfit twice.
She was clearly living above her means and the debt loomed over her until she decided to take control.
Living above your means is never as enjoyable as spending on things you can actually afford.
I find lots of joy in doing things I love – like travel – but being able to pay for it upfront and not on a credit card.
The best way to grow a following is by being yourself and finding a community through that.
These days, it’s important to stand out in the sea of sameness by finding something niche that you are a good voice for, or passionate about, and connecting with people in that space.She said there is ‘nothing wrong with wanting to be a blogger’ and pointed out that ‘full-time influencers are hard workers‘.
She now encourages those looking to become Insta-famous to make sure they have a business plan to ensure they don’t accrue debt like she did.
Images: Lissette Calveiro, Instagram
The Businessman Who Wears High Heels To Work Every Day
Confidence is a prerequisite in the world of business.
This is why most business people will take any opportunity to make themselves feel a million dollars.
Australian Ashley Maxwell-Lam has found a way to achieve just that and its wearing stiletto heels to work.
Maxwell-Lam is a 30-year-old project manager for an insurance company and loves nothing more than wearing a pair of high heeled shoes for his day in the corporate world.
While many women absolutely detest wearing huge heels because they can be uncomfortable and difficult to walk in, Ashley thinks that they give him an extra edge.
A female co-worker once told him how confident and strong she felt when walking around in her heels so he decided to give it a try and has stuck with it.
He told Channel 10 news channel’s The Project: “It’s fierce. No one expects to see a six-foot-tall man walking in six-inch stilettos.
“I thought about it and went to a shoe store and tried them on and it was if a light bulb switched on,
“I felt confident, I felt invincible, I felt empowered; like I could take on anything and do anything.”
The businessman now built up quite the collection of stilettos; he’s got 4 pairs that he wears for work, and 5 for when he is out and about.
He admits that it was difficult to approach his boss and tell her about it but he got it out of the way and hasn’t looked back since.
In an interview with news.co.au, he said: “When I decided to wear them at work, I told my (manager) and she said, ‘Let me just confirm that’s OK’. It was her making sure I wouldn’t get in trouble, but I replied, ‘This is not me asking, this is not a request, this is me telling you I’m going to be wearing heels’.”
From the feet upwards, he still dresses as most of the men in his industry but he describes his unique style as ‘dapper feminine’.
He explained: “I always pair my belt with my heels. If I wear my grey slacks with a red belt I’ll wear my red shoes.
“At the weekend, it might be sparkly heels with black skinny-leg jeans and a muscle tee or purple ones if I’m going clubbing.
“I don’t want to be a woman, I love being a man. I just love the complete contrast between masculinity and femininity. It makes people question things, just because he’s gay and wears nails doesn’t mean he doesn’t know how to use a chainsaw.”
Featured Image Credit: Twitter
This Handbag Costs More Than Your House
How much is a handbag worth? Say $200? Maybe $500? Perhaps even $1,000?
How would you feel about paying $380,000 for one bag – and a second-hand one at that?
For that amount of money, you could perhaps buy a house in and still have plenty left over.
Yet last year someone did pay that amount of money for a rare 2014 Himalaya Birkin – a matte white handbag by Hermes.
The bag was fashioned from Nilo crocodile hide and adorned with 18-carat white gold and diamond-encrusted details.
While it is a record-breaking price tag for this “holy grail” of handbags, it is a drop in the ocean when it comes to the increasingly lucrative market for buying and selling pre-owned luxury “arm furniture”.
High-end bags have really come a long way from the days when Princess Grace of Monaco used an Hermes Sac a depeches to hide her growing baby bump from the paparazzi.
It was subsequently renamed the Kelly bag after the former Hollywood star.
Pricey handbags are now ubiquitous among celebrities such as reality TV personalities Kim Kardashian West and her mother Kris Jenner.
However, these bags are no frivolous trinkets
Heritage Auctions believes that the worldwide secondary auction market for the “ultra high-end bags” is between $75m and $100m “and growing”.
And in investment terms, these assets can offer a huge return on your cash.
Investment bank Jefferies reckons that some bags can generate returns of about 30% a year.
Handbags made by Hermes, the French luxury goods house, are currently the most sought-after.
Rachel Koffsky, a specialist in handbags and accessories at Christie’s, says Hermes handbags “have been crafted in the same way, in the same materials for decades, whereas many other brands have been inconsistent in production over the past 100 years”.
She adds that the three best-known bags – the Kelly, the Birkin, made for the singer and actress Jane Birkin, and the Constance, named after the fifth child of Hermes designer Catherine Chaillet – “have remained virtually unchanged since they were designed”.
But, Jefferies says: “Over the past 10 to 20 years, luxury brands have increasingly been able to raise the prices of their handbags and use more premium materials so in the future the top of the market is likely to become less dominated by Hermès.”
Heritage Auctions says that as well as Hermes, Chanel’s iconic flap bags “are always favourites for the paparazzi to catch on the celebrity arms of the world’s most famous”.
Ms Koffsky also adds that, in the 1990s, two designers in particular were responsible for ushering in the “era of the It-bag” – Tom Ford at Gucci and Marc Jacobs at Louis Vuitton.
Along long with the characters in the TV series Sex and the City, “brought collectable handbags into the mainstream”.
It also means that the somewhat intimidating world of auction houses is opening up to a different kind of clientele.
Ms Koffsky says: “Handbags have a very wide appeal and is a category most consumers are more comfortable with when compared to traditional flat or even decorative art.”
Jefferies says that handbags are the “most accessible category” at Christie’s because of the lower cost of the lots, adding that 40% of the 712 buyers in that category were new to the auction house.
Heritage Auctions says that there is no “typical buyer as they can range from people who want to add to their existing handbag collection – or those who would like to start one.
Ms Koffsky says quite often buyers become sellers and vice versa.
She says: “At the top end of the buyer spectrum, we have collectors who count their handbags among their most valuable assets. On the other end, we have young and savvy shoppers looking for a vintage piece that will stand out from current trends, oftentimes it is significantly less than retail.
“Perhaps it is their first time buying at auction.”
However, while handbags have attracted a new clientele, it isn’t an avenue open to everyone. I mean, a new Chanel classic mini flap bag costs $3,300
Choosing a second-hand bag may however snag a buyer a bargain but these are not accessories within everyone’s grasp.
Lacoste Replace Their Iconic Crocodile Logo With Endangered Species
Lacoste are about to replace their iconic crocodile logo with 10 of the most endangered species for a special limited-edition capsule collection.
The brand is producing the number of polo shirts in relation to how many of each species is left in the wild.
The collection is in support of the International Union for Conservation of Nature’s Save Our Species program.
— RΛMIN NΛSIBOV (@RaminNasibov) March 1, 2018
The Lacoste x Save Our Species includes the following:
The Vaquita, or Gulf of California porpoise
A solitary sea mammal that enjoys swimming at a leisurely pace in shallow waters.
It weighs around 48 kilos on average and measures 1.5m in length.
It’s a critically endangered species due to shrimp gillnets in which it can get entangled. There are just 30 left in the wild.
The Burmese Roofed Turtle
This primate measures just over 50 centimeters from head to tail and weighs around 800 grams.
It can be found in the dry forests of Northern Madagascar. Intensive poaching and the destruction of its habitat for agriculture and deforestation make it a critically-endangered species. There are 50 left in the wild.
The Javan Rhino
Javan Rhinos are very rare, quiet and solitary animals. They’re now only found in Indonesia, under the protection of the Rhino Protection Unit, both in plains and rainforest.
They’re endangered because of their low reproduction rate as well as intensive poaching for their horns. There are 67 left in the wild.
The Cao-vit Gibbon
This ape is one of the rarest in the world. Despite weighing between five and 10 kilos, the Cao-vit Gibbon can swing from branch to branch with great agility.
This gibbon can be found in a forest located at the border of China and Vietnam, where deforestation reduces its habitat. There are 15o left in the wild.
This flightless, nocturnal parrot, with yellowish moss green and brown plumage is native to New Zealand and can measure up to 60 centimeters.
The male kakapo produces a strange and powerful ‘boom’ call to attract females. It’s an endangered species mostly because of its very low reproductive rate. There are 157 left in the wild.
The California Condor
With a wingspan that can reach 3 meters, the California condor is the largest flying bird in America.
Its bald head is red orange while its large body is covered in black feathers.
Its survival is threatened by lead poisoning and human-induced garbage that pollutes its natural habitat. There are 231 left in the wild.
These shy and solitary herbivores lead a quiet life in the forests and mountains of Vietnam and Laos, but their survival is threatened due to intensive poaching in the area, making the saola one of the only large mammals in critical danger of extinction.
There are 250 left in the wild.
The Anegada Ground Iguana
This iguana, native to the British Virgin Island of Anegada, is an herbivore that can weigh up to 6 kilos and measure over 60 centimetres and live in the tropical dry forest.
Unfortunately, cattle breeding and agriculture make their habitat shrink and feral cats and dogs find them quite tasty. There are 450 left in the wild.
It’s extremely sad to think there are species in the world with less than thousands remaining.
Well done to Lacoste for raising awareness.
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